Real assets, real demand
Pakistan is short an estimated ten million housing units and urban land keeps appreciating. Construction turns that demand into a finished, saleable asset within a year.
Investor programme
Invest in what Pakistan always needs more of: buildings.
Put capital or land into a HashBuy project. Registered agreements, funds released by milestone under an independent surveyor, and a monthly report with site photos. Open to residents and overseas Pakistanis.
- Minimum PKR 2.5 M
- 40+ investors served
- 12 - 18 month cycles
Why construction
The asset class your family already trusts, run with discipline.
Returns from building, not speculation
Our models earn from the difference between construction cost and sale or rental value, not from waiting for plot prices to move.
Engineering removes the usual risk
Cost overruns, delays and poor quality are what sink construction investments. Fixed BOQs, delay clauses and tested materials are our answer to all three.
Built for overseas investors
Remote execution by power of attorney, Roshan Digital Account friendly, monthly reports with photos and spend. You never need to visit the site.
Models
Four ways to participate.
Pick by what you have (cash or land), how long you can wait, and how much certainty you want.
Build-to-Sell Partnership
18–26%per cycle · indicative
Fund the construction of a residential unit on a HashBuy-sourced plot. Profit is shared on sale.
- Horizon
- 12 - 18 months
- Risk
- Moderate
- Structure
- Project-specific agreement, title held under an escrow arrangement, profit split on sale.
Land Joint Venture
30–45%per cycle · indicative
You own the plot, HashBuy funds and builds. Sale proceeds are split by a pre-agreed ratio.
- Horizon
- 12 - 20 months
- Risk
- Moderate
- Structure
- Registered JV agreement, construction cost borne by HashBuy, split on sale.
Build-to-Rent Portfolio
7–10%per year · indicative
Commercial or residential units built for long-term rental income with managed tenancy.
- Horizon
- 3 - 7 years
- Risk
- Lower
- Structure
- Asset in your name, HashBuy builds at cost-plus and offers optional management.
Project Financing
20–28%per cycle · indicative
Co-finance an ongoing commercial development with scheduled, milestone-based returns.
- Horizon
- 18 - 30 months
- Risk
- Moderate - Higher
- Structure
- Milestone-linked agreement, quarterly reporting, exit on completion or sale.
Calculator
See what your capital could do.
Move the slider, pick a model. The ranges come from completed HashBuy projects and are illustrative, not promised.
Investment model
Minimum ticket PKR 25 lakh. Project-specific agreement, title held under an escrow arrangement, profit split on sale.
Illustrative projection
PKR 9 lakh - 13 lakh
projected profit over 12 - 18 months, on PKR 50 lakh
Capital Profit, low case Profit, high case
- Indicative return
- 18% - 26% per cycle
- Annualised equivalent
- 14% - 21%
- Projected total
- PKR 59 lakh - 63 lakh
Year-by-year table
| Period | Low case | High case |
|---|---|---|
| Year 1 | PKR 57.2 lakh | PKR 60.4 lakh |
| Year 2 | PKR 59 lakh | PKR 63 lakh |
Not a guarantee or an offer. Ranges are drawn from completed HashBuy projects and depend on location, market conditions and sale timing. Capital is at risk. Every agreement is explained in full before you commit.
Process
From first call to distribution.
- 01
Intro call
A 30-minute call with investor relations about your goals, ticket size and horizon.
- 02
Project match
We propose one or two live or upcoming projects with a feasibility note: costs, timeline, exit and the assumptions behind the return range.
- 03
Due diligence
Title verification by our legal partner, site visit (in person or video), and the draft agreement for your lawyer.
- 04
Agreement and funding
Registered agreement signed. Capital goes into the dedicated project account, released by milestone.
- 05
Reports and exit
Monthly reports with photos and spend. On sale or completion, proceeds are distributed per the agreement.
Safeguards
How your money is protected.
- Every project is a registered agreement with defined milestones and exits.
- Construction funds flow through a dedicated project account, not the company pool.
- An independent quantity surveyor signs off on every milestone before release.
- Monthly investor reports with site photos, spend-to-date and timeline status.
- Title documents verified by our legal partner before any capital is deployed.
Documents you receive
- Registered investment or JV agreement
- Title verification report
- Project feasibility note with cost schedule
- Milestone release schedule signed by the independent surveyor
- Monthly investor report (sample available on request)
- Exit and distribution statement
Track record
Investor projects, completed.
Commercial Plaza, Gulberg Greens
A five-storey commercial plaza in Islamabad delivered floor by floor, so ground-floor tenants were paying rent before the roof slab was poured.
70 x 80 ft commercial 26,000 sq ft 18 months
Case study 
Twin Villas, LDA City
Two 5 Marla villas built to sell under a build-to-sell partnership. Both sold before finishing was complete, returning investor capital in 14 months.
2 x 5 Marla (25 x 60 ft each) 2 x 2,250 sq ft 11 months
Case study Investor questions
Before you commit.
What is the minimum investment?
Our build-to-sell partnerships typically start at PKR 2.5 million. Land joint ventures require a plot in a HashBuy-approved location rather than cash.
How are my funds protected?
Every project is a registered agreement with defined milestones. Funds are held in a dedicated project account, releases are approved by an independent quantity surveyor, and you receive monthly reports.
Can overseas Pakistanis invest?
Yes. We work with Roshan Digital Account holders and non-resident investors regularly, and all documents can be executed remotely through a power of attorney.
Are returns guaranteed?
No, and you should be wary of anyone who says otherwise. We publish indicative ranges from completed projects and explain the assumptions behind them before you commit.
Enquire
Talk to investor relations.
Tell us what you have and what you want it to do. We reply within one working day with a short list of matching projects, or an honest no if nothing fits.
Important: HashBuy is a construction and development company, not a bank, fund or securities broker. Investment projects are private, project-specific agreements between you and HashBuy. Returns shown are indicative ranges from completed projects and are not guaranteed. Capital is at risk. Seek independent legal and financial advice.